SBP Remittances for Non-Resident Directors Get Regulatory Ease The SBP has introduced a facilitative measure allowing banks and financial institutions to process remittances for non-resident directors, chairmen, Shariah advisors, and Shariah scholars without seeking prior approval. This step is aimed at streamlining routine financial transactions while maintaining regulatory oversight through documentation and due diligence. Under…
About Punjab Govt Schemes
Punjab Govt Schemes are important schemes launched for public welfare with the aim of providing economic support to the poor, working class and low-income groups. The Punjab government is introducing schemes in various sectors such as health, education, employment, business, housing and social security to improve the quality of life of the people. Through these schemes, a transparent system, digital registration and direct payment are ensured so that the assistance reaches only the deserving people.
Sindh Cambridge Private Schools Policy Declared Illegal The Sindh Education Department has officially declared certain practices of private schools affiliated with the Cambridge examination system illegal. This action comes after multiple complaints were received against schools operating under Cambridge International examinations through British Council Pakistan. The issue mainly concerns schools canceling student enrollments or forcing…
Punjab 8123 Ration Card 2026 and Ehsaas Rashan Program The CM Punjab 8123 Ration Card 2026, linked with the 8123 Ehsaas Rashan Program, is a major welfare initiative aimed at supporting low-income families across Punjab. This program focuses on reducing the burden of rising food prices by providing financial assistance and subsidized essential groceries to…
CM Punjab Laptop Program Phase II 2026 The CM Punjab Laptop Program Phase II 2026 has been launched to support students by improving access to modern technology. This initiative focuses on empowering youth, reducing the digital divide, and helping deserving students perform better in their academic and professional journeys. The online portal is now live,…
Continue Reading CM Punjab Laptop Program Phase II 2026 – Complete Guide for Students
Introduction to 8171 Web Portal 2026 The 8171 Web Portal 2026 is the official digital platform introduced by the Government of Pakistan under the Benazir Income Support Programme to help low-income families check their eligibility and payment status easily. As inflation and living costs continue to rise, this portal plays a critical role in ensuring…
PSL 11 Player Auction Date Officially Confirmed The Pakistan Cricket Board has officially confirmed that the PSL 11 Player Auction will take place on Wednesday, 11 February. The announcement has put to rest speculation surrounding the auction schedule and marks a key milestone ahead of the next Pakistan Super League season. The PSL 11 Player…
Continue Reading PSL 11 Player Auction Confirmed for 11 February by PCB
Benazir Income Support Programme (BISP) is the largest social security programme in the country that provides cash assistance to financially weak families. BISP and the schemes of the Punjab government together are playing an important role in making women, widows, minorities and poor families independent. Transparent payments have been made possible through digital wallet, biometric authentication and 8171 system, which ensures full financial assistance to the people without any deductions.
You Can Aslo Read: Punjab Ramadan Relief Package 2026: Rs. 47 Billion Nigehban Card Program
8171 BISP Web Portal Latest Update
8171 Web Portal is the official online portal of the Government of Pakistan through which eligible individuals can get their BISP and Ehsaas Program information. Citizens can check their eligibility, payment status and registration status by entering their CNIC number on this portal, eliminating the need to visit offices.
This portal is specially designed for low-income families to provide financial assistance in a transparent manner. The data available on the 8171 Web Portal is linked to NADRA and NSER surveys, which reduces the chances of incorrect entries and fraud.
Registration / Application Tips:
- Visit the official website bisp.8171.gov.pk
- Enter a valid 13-digit CNIC
- Solve the captcha code
- View the information displayed on the screen
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BISP 8171 Cash Assistance Rs. 13,500 (2026)
Under BISP, a financial assistance of Rs. 13,500 is being provided to deserving families in 2026. This amount is given to reduce the impact of inflation and meet daily needs, especially priority is given to female heads of households.
BISP payment is given only to those women who are found eligible as per the NSER survey and PMT score. Approved women receive a confirmation SMS from 8171, after which the amount can be collected.
Registration / Application Tips:
- NSER survey must be completed
- PMT score should be below the threshold as (37)
- Wait for confirmation SMS from 8171
- Collect the amount from the nearest payment center
You Can Aslo Read: Benazir Income Support Programme 2026
9999 Ramadan Ration Relief Package 2026
Ramadan Ration Relief Package 2026 is a welfare initiative of the Punjab Government under which free ration is provided to deserving families during the holy month of Ramadan. The aim of this package is to reduce the financial pressure on poor families and provide them with basic food facilities.
This scheme is especially for those families whose income is limited and who are unable to buy essential items due to inflation. Eligibility is checked through CNIC so that ration reaches only the deserving people.
Registration / Application Tips:
- Write SMS from mobile
- Enter CNIC number without dash
- Send message to 9999
- Receive eligibility reply in SMS
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Benazir Taleemi Wazaif Latest Updates 2026
Benazir Educational Scholarship Program helps children from poor families to continue their education. Under this scheme, additional financial assistance is given to the children on their school attendance to increase the literacy rate.
Benazir Educational Scholarship Program encourages parents to send their children to school and leads to reduction in child labor. The money is transferred directly to the accounts of the deserving women.
Registration / Application Tips:
- The child must be enrolled in school
- Submit B Form and CNIC
- Verify school attendance
- Check status from 8171
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Maryam Nawaz Hunarmand Nujawan – Parwaz Card
Parwaz Card is an innovative and revolutionary scheme of the Punjab Govt Schemes that provides interest-free financial assistance to the youth seeking employment abroad. The scheme aims to help those who have already secured a job abroad or are looking for such a job but cannot afford the expenses before departure.
Under the Parwaz Card program, interest-free loans are provided for visa fees, medical tests, skill verification, air tickets and other necessary expenses. Parwaz Card is a completely digital system, in which application, verification and tracking can all be done online, so that transparency and ease are maintained.
Registration / Application Tips:
- Register online on the official Parwaz Card PSDF portal
- Provide valid CNIC and personal information
- Upload job offer letter (if available)
- Track the status online after submitting the application
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Parwaz Card – Interest-free Loan for Job Holders and Job Seekers
Parwaz Card is a comprehensive Punjab Govt Schemes designed for the youth who want to get employment abroad, whether they already have a job offer letter or are currently looking for a job. Job holders are provided with interest-free loans under this program so that they can meet pre-departure expenses such as visa fees, medical tests, skill verification and air tickets without any financial stress.
Job seekers are given access to legal jobs abroad through registered and certified Overseas Employment Promoters. When a job seeker gets a job, he automatically becomes a job holder and is eligible for a loan under Parwaz Card. This entire system protects the youth from illegal agents, fraud and additional fees and works in a completely digital and transparent manner.
Registration / Application Tips:
- Register as a job seeker or job holder on the official portal of Parwaz Card
- Enter personal information, education and skills details
- Job holders upload verified offer letter and necessary documents
- Apply online for interest-free loan after receiving offer or approval
You Can Aslo Read: Punjab Ramadan Relief Package 2026
Punjab High-Tech Agriculture Mechanization Scheme
The Punjab High-Tech Agriculture Mechanization Scheme is an important initiative of the Punjab government aimed at introducing modern machinery in agriculture. Under this scheme, interest-free loans are provided to farmers, service providers and businessmen so that they can purchase high-tech agricultural machines and improve land productivity. The use of modern machinery ensures timely harvesting and processing of crops, which reduces losses and increases productivity.
This loan is provided through the Bank of Punjab, in which the applicant can get a loan of up to Rs 30 million. At least 20 percent of the cost of the machine is required to be paid by himself, while the rest is provided by the bank. The loan is repaid in 20 equal quarterly installments over 5 years, and a grace period of 6 months is also given initially. The interest on this loan is paid by the Punjab government itself, which reduces the financial pressure on the farmers.
Registration/Application Tips:
- Maximum Loan: Up to Rs. 30 million
- Bank: Bank of Punjab
- Repayment Period: 5 years (20 quarterly installments)
- Own Contribution: Minimum 20%
You Can Aslo Read: 8171 Web Portal 2026 – Complete Guide to BISP 8171 CNIC Check, Eligibility
CM Punjab Laptop Program 2026 Latest Updates
The CM Punjab Laptop Program Phase II is a Punjab Govt Schemes aims to provide young students with access to modern technology and bridge the digital divide. Under this program, eligible students are provided with laptops equipped with modern features so that they can improve their education, research and digital skills. The application process for Phase II has begun and students from private universities can also apply in this phase.
The program is based on merit and transparency, in which eligible students are selected after screening the applications. The laptops are provided with modern Core i7, 13th Generation processor, fast SSD storage and high-speed RAM, so that students can easily do tasks like online learning, programming and research.
Registration / Application Tips:
- Last date for submission of application: 15th February 2026
- Domicile of any district of Punjab is mandatory
- Admission in public, chartered or selected private institutions is mandatory
- Minimum marks: 65% to 80% (depending on the institution)
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Aghosh Programme – Protecting Mother and Child Health
Aghosh Programme is Punjab Govt Schemes and is a maternal and child health initiative launched under the Punjab Human Capital Investment Project to support pregnant women and mothers of young children. Medical research shows that the first 1000 days from conception to the age of two are crucial for physical and mental development. Aghosh Programme focuses on this critical period to ensure that both mother and child receive adequate health care and nutrition.
The programme is active in 13 districts of Punjab and targets poor and vulnerable households. Through regular health check-ups, vaccinations, awareness sessions, and financial assistance, Aghosh encourages safe pregnancies, hospital deliveries, and timely childhood immunizations. The goal is to give every child a healthy start and reduce health risks for mothers.
Registration / Benefits Overview:
- Eligible for pregnant women and mothers of children below 2 years
- Available in 13 selected districts of Punjab.
- Registration done at BHU/RHC through Lady Health Visitors.
- Conditional cash assistance up to Rs. 38,000
- Payments linked to check-ups, deliveries, vaccinations and child registration
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Punjab E-Taxi Scheme – A Step Towards Green and Sustainable Transport
The Punjab E-Taxi Scheme is an important and eco-friendly project of the Punjab government aimed at promoting the use of electric vehicles in the province and reducing air pollution. The scheme has been launched as a pilot project in Lahore, under which 1,100 electric taxis are being provided. The scheme gives youth, drivers and fleet owners the opportunity to get their own e-taxi with the facility of interest-free loans, government equity support and free registration.
Under this scheme, the vehicles are provided on easy interest-free installments of 5 years, while the Punjab government is also providing a subsidy of Rs 3.5 billion. The e-taxis include advanced security systems, trackers, panic buttons and long-term battery and motor warranties. A special quota has been set for women in the scheme to provide them with decent employment opportunities and to lead Punjab towards a clean, smart and sustainable transport system.
Key Features and Benefits:
- 1,100 electric taxis in Lahore as a pilot project
- 5-year interest-free loan with easy monthly installments
- Maximum financing limit of Rs. 6.5 million per vehicle
- Government equity support and free vehicle registration
- Battery and motor warranty of 300,000 km or 6 years
You Can Aslo Read: CM Punjab 8123 Ration Card 2026 and Ehsaas Rashan Program
CM Punjab T-Cash Card – Cashless and Convenient Travel Facility
CM Punjab T-Cash Card is an innovative and rechargeable smart banking card that facilitates payment of urban public transport fares across Punjab. This card allows cashless travel on Metro Bus, Orange Line Train, Speedo Bus, Electro Bus and other integrated transport services. Passengers can easily purchase tickets by depositing money into the card, which eliminates the hassle of carrying cash.
The biggest advantage of T-Cash Card is that it provides a uniform fare system, which eliminates the need to purchase separate tickets for different transport services. This card is not limited to travel convenience only, but can also be used as a debit card, which makes everyday financial transactions possible. Thus, T-Cash Card becomes a complete and reliable solution for both travel and banking.
Important Information and Facilities:
- Anyone using public transport in Punjab is eligible
- Identity verification through NADRA is mandatory
- Valid in Metro, Orange Line, Speedo and Electric Bus
- Card fee only Rs. 130
- Application through web portal, mobile app or helpline 1762
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eBiz Portal – A Single Digital Platform for Businesses
eBiz Portal is a modern one-window digital system that provides all the registrations, licenses, certificates and other permits required to start and run a business in Punjab at one place. Through this portal, the entire process of land use change, map approval, building construction and other business permits can be completed online, including the facility of digital payment. It aims to provide easy, fast and transparent convenience to the business people.
Unlike the traditional system, eBiz Portal has been specially designed keeping in mind the business needs. The system automatically identifies all the permits required for the selected business and forwards the applications to the relevant departments. Along with this, the land is also checked through a KML file, which instantly shows whether the desired business is allowed at the selected location or not.
Key Features and Benefits:
- One Application, One Time Document Upload
- Secure Online Payment of All Fees
- Instant Verification of Land Use through KML File
- Real-time Tracking of Application Status and Progress
- Complete Online Facility Without Office Visits
- Portal Link: https://ebiz.punjab.gov.pk/
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CM Punjab Imam Mosques Honorary Card Scheme
Chief Minister of Punjab Maryam Nawaz Sharif has launched a Rs 25,000 monthly honorary card scheme for Imam Mosques, which is being termed as a historic welfare initiative. This scheme aims to financially support Imams serving in mosques and provide them with facilities under a dignified and regular system. About 70,000 Imam Mosques across Punjab will benefit from this program.
Under this scheme, Rs 25,000 will be transferred to each eligible Imam per month directly into their bank account. The process of distribution of cards will be completed by February 2026, after which all wazifa will be made digitally through Bank of Punjab ATMs. The Punjab government will spend more than Rs 1.2 billion annually on this project so that the system can continue on a transparent and permanent basis.
Key Points:
- Approximately 70,000 Imams of mosques across Punjab
- Monthly wazifa: Rs. 25,000
- Start of wazifa: January 1, 2026
- First month payment through a pay order
- Subsequent payments only from the Bank of Punjab ATM
- Honorary can be stopped in case of mismanagement or violation
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EOBI Registration and Contribution Payment Method
Employees Old Age Benefits Institution (EOBI) requires every employer to complete the timely registration of their institution and employees. As per the law, the institution’s details must be provided to EOBI within 30 days from the date on which the EOBI Act comes into force. Similarly, an insured employee can also register his personal details with EOBI, after which a registration card is issued.
For payment of contribution, EOBI has introduced digital voucher and 1LINK bill payment system, through which the employer can easily deposit the amount through online banking or any 1LINK member bank counter. After generating the voucher, an 8-digit prefix code and voucher number are given, which is used at the time of payment, and confirmation of payment is received immediately from the bank.
Important Steps and Tips:
- Must generate voucher from EOBI facilitation system
- Select Bill Payment → 1Bill option through online banking
- Enter 8 digit prefix + voucher number as bill number
- Payment can also be done from any 1LINK member bank’s cash counter
- Acknowledgement of payment is received after verification of details
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Punjab Ehsaas Ration Card – Facilitation for Deserving Families
Ehsaas Ration Program is an important welfare initiative of the Government of Pakistan aimed at providing financial relief on monthly ration to poor and deserving families. Under this program, eligible families are given a discount of up to Rs. 4,500 on basic food. For registration, e-service centers (E-Khidmat Markaz) have been established at the tehsil level across the country, where citizens can register for free through their National Identity Card. After about three months of completion of registration, eligible families become eligible for ration subsidy.
In the same vein, Punjab Chief Minister Maryam Nawaz announced the Punjab Ration Card Program, which aims to provide food security and financial relief to low-income families. 1.25 million families are being included in the initial phase of this program. Eligible individuals can check their eligibility by sending their CNIC to 8123, while registration can be completed online or through e-Khidmat Markazes. This program is transparent, easy and is being provided without any fee.
Key points and eligibility:
- Poverty score must be less than 30% for ration concession
- Monthly income should be less than Rs. 25,000
- No member of the family should be a government employee or residing abroad
- Widows are specially eligible
- To check eligibility, SMS CNIC to 8123
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Apni Zameen Apna Ghar Program Latest Updates
Punjab Chief Minister Maryam Nawaz Sharif has launched the Apni Zameen Apna Ghar Program, which aims to provide free residential land to the poor and homeless people across the province. This scheme is a practical embodiment of the Chief Minister’s vision of “Housing for All”, so that deserving citizens can get safe and permanent shelter. The project is being implemented by the Punjab Housing and Town Planning Agency while the Housing, Urban Development and Public Health Engineering Department is its administrative arm.
Under this program, 3 marla residential plots will be given to eligible individuals absolutely free of cost. The scheme is being implemented in phases, with the first phase including 1,892 plots in 23 housing schemes in 19 districts. This initiative is a major facility for homeless families, which will give them the right to land ownership and dignified housing.
Important points and conditions:
- The applicant must be a permanent resident of Punjab
- The application can be submitted only for the scheme of his/her district
- The applicant, his/her spouse or dependent children should not have any house or plot in their name
- Clean criminal record and no default in any bank
- The application may be rejected if incorrect information is provided
Districs included in the first phase:
Attock, Bahawalnagar, Bahawalpur, Bhakkar, Chiniot, Faisalabad, Gujrat, Jhang, Jhelum, Kasur, Khushab, Layyah, Lodhran, Mandi Bahauddin, Okara, Rajanpur, Sahiwal, Sargodha and Vehari.
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CM Solarization Program for Agricultural Tube Wells
CM Solarization Program for Agricultural Tube Wells is an important initiative of the Punjab Government aimed at promoting the use of solar energy in the agricultural sector and saving farmers from the cost of expensive electricity and diesel. Under this program, 8,000 agricultural tube wells will be converted from electricity or diesel to solar energy, so that the irrigation system can be made cheap, sustainable and environment-friendly. This project will also help in combating the effects of climate change and bring stability in agricultural production.
Under this scheme, farmers are being provided with a huge subsidy on the installation of solar systems. Government assistance of up to Rs. 5 lakh, Rs. 7.5 lakh and Rs. 1 million will be provided for solar systems of 10 kW, 15 kW and 20 kW respectively. Eligible farmers can apply online and after approval, they can convert their agricultural tube wells to solar energy, which will significantly reduce the cost of irrigation.
Important points and eligibility:
- Applicant must be a resident of Punjab
- Must own at least 1 acre of agricultural land
- Only one solar tube well facility will be provided to a family
- Application can be made in the same district where the land is located
- In case of electricity tube well, three-phase connection and last paid bill are mandatory
- Solar system capacity: 10, 15 or 20 KW
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CM Punjab Asaan Karobar Card – Interest-Free Business Loan
The Digital SME Card Scheme is an innovative financial program of the Government of Punjab aimed at supporting small business owners in the province and making their businesses sustainable. Under this scheme, interest-free loans of up to Rs 1 million are provided to eligible business owners in the form of a digital card, so that the use of the money is completely transparent and limited to business needs only.
This loan can be used through mobile apps, POS machines and digital payment channels, making business transactions easier. The total loan tenure is 3 years, which includes an initial grace period, while later repayment is provided in easy monthly installments. This scheme is specially designed for people who are existing in Punjab or starting a new business.
Key Points:
- Maximum Loan Limit: Rs 10 lakh (interest-free)
- Loan Tenure: 3 years, revolving credit facility in the first year
- Repayment: Monthly installments after the first year
- Usage: Business payments, bills, taxes and up to 25% cash
- Application only through digital PITB portal
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CM Punjab Minority Card
Minority Card is an important welfare program of Chief Minister Punjab Maryam Nawaz Sharif, which has been launched for the non-Muslim minority communities living in the province. Under this scheme, financial assistance of Rs. 10,500 is provided to the deserving families every three months so that they can better meet their basic needs. This program is for people belonging to Christians, Hindus, Sikhs and other minority religions.
This initiative reflects the vision of the Punjab government for equal civil rights and social inclusion. The application process has been made online to maintain transparency. Eligible persons are advised to provide correct information while applying as incorrect entries may lead to rejection of the application.
- Be a resident of Punjab
- Belong to a minority religion
- Valid CNIC
- PMT score of 45 or less
- Not availing any other scheme
For more information or guidance, helpline 1040 can be contacted during office hours.
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Benazir Income Support Programme
Benazir Income Support Programme (BISP) is the largest social security scheme of the Government of Pakistan aimed at providing financial assistance to poor and deserving families. In the year 2026, BISP has introduced a digital payment system under which an amount of Rs. 13,500 is transferred directly to the digital wallet of eligible individuals. This initiative has increased transparency and eliminated the problem of deductions, agents and long queues.
Benazir Income Support Programme 8171 program is specially designed for women, widows, minority communities and low-income families. The registration and verification process is done through biometric CNIC so that only genuine beneficiaries are benefited. The entire payment system is free and all information is provided only through official sources.
- To be eligible for BISP 8171
- Valid and active CNIC
- Biometric verification completed
- SMS received from 8171
- No fees for registration
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